Every policyholder enters the Road of Indemnity at a different point along the continuum of loss. Some stand at the beginning, stunned by disaster. Others find themselves already deep inside the insurer’s maze — facing shifting explanations, repeated inspections, or silence.

Wherever you are, those first steps are critical.
The way you gather facts, communicate, and hold your standing determines whether you move toward restoration to pre-loss condition, or deeper into confusion and delay.

Your state’s insurance laws exist to protect you — but they only help when you know how to invoke them.

At Clear View Assurance, I help you understand where you are on the path, what the next corridor looks like, and how to walk the labyrinth with confidence so you can compel the indemnity your policy promises.

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Why Our Coaching Model Exists

Most policyholders never expect to be thrust into a legal and procedural maze.
We didn’t either — until disaster struck and we witnessed how insurers and regulators actually behave when the public isn’t watching.

Our home and business were destroyed.
Two insurers avoided their obligations for 2½ years.
The OIC’s Consumer Advocacy Program did not enforce the laws meant to protect us.
And we had to fight — pro se — for two years in federal court to secure indemnity.

This experience revealed something unmistakable:

when the claims process collapses, it’s not just an individual loss — it’s a failure of the public interest.

Our services are built on everything we learned:

• how to maintain standing when insurers push you off balance

• how to organize evidence insurers cannot ignore

• how to prevent yourself from “losing your way” in the claims maze

• how insurers structure delay and confusion

• how to avoid the traps that prolong losses for families and businesses

• how to protect yourself when oversight systems don’t protect you

We are not theorists.
We lived this.
We endured what many policyholders face, but few survive intact.
And now we teach the structure, clarity, and confidence that every policyholder deserves but rarely receives.